We believe your life should be interesting and your investments boring. And we’ll use plain English to explain it all.
WE BELIEve in Islamic Investing.
It is these principles that guide our investing, client relationships and business practices.
WHAT MAKES US DIFFERENT
In case you didn’t get it form our intro we are the first ever wealth management company that is dedicated to Halal investing. We take that extra step to make sure that your investments work towards achieving your goals without compromising on your values.
Beyond that, we are committed to helping our clients achieve their desired outcome. We do this by keeping clients educated (links to educations center), choosing appropriate investments, and managing risk for clients. All this is communicated through a financial plan.
People should always expect, and get, the whole truth. We are fiduciaries, 100% of the time.
We shed light on the fees you pay and what you are paying for.
Before we make any recommendations to your situation we make sure whatever we are recommending is Halal.
Contrary to a lot of myths out there. Your investments, your house, your gold is not your most valuable asset. Your most valuable asset is you ability to work and earn an income. The average Canadian will earn between $2-2.5 Million dollars throughout their lifetime. We want to make sure that if you get sick or ensure and you can’t work that earning potential is protected.
Why? Because we can create the best investment strategies, financial plans and goals for you but at the end of the day if you get sick or injured and cannot stick with our plan and strategies you will fall behind.
- When we look at your goals we want to know what you are trying to achieve and when you are trying to achieve. dream big. It’s our job to figure out a way to turn those goals into a reality. After we get a sense of your goals, it’s time to look at what we are working with.We need to know:
- Do you have savings? Investments? Assets?
- Do you have debt?
- How much tax did you pay the last couple years?
- Do you currently work with an advisor?
- Do you have insurance?
- Do you have kids? Do you have RESPs?
The list goes on but the more information you provide us the better our advice and strategies will be.
After we have done our initial review it is time for us to recommend investments, strategies, and financial plans. This is where we are going to assign dollars to your goals and help you create a strategy that will get you there. Further, we want to make sure our recommendations are suitable, comfortable, and stress-free. That means we are not going to ask you to change your lifestyle, savings habits, and spending habits beyond what is reasonable and comfortable for you as the client. We understand every client is different so our recommendations will be specifically tailored to both your financial needs and your needs as an investor.
At least once per year we like to do reviews with all our clients. Life changes. You may get married, divorced, change jobs, retire, have another child, inherit some money, and more. Each one of these scenarios comes with financial implications and implications that can impact the overall strategy and the financial plan. It is a point of pride for us that we review our client’s situation at least once per year.